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Watchful, Wary and Wise - Be Smart Online: Digital Crime

Learning how to behave appropriately and responsibly online, stay safe and create a positive personal profile are skills that everyone needs to develop

Internet Crime Prevention Tips

Internet crime schemes that steal millions of dollars each year from victims continue to plague the Internet through various methods. Following are preventative measures that will assist you in being informed prior to entering into transactions over the Internet:


Related Links

Identity Theft

In an age when your credit score determines not only the interest rate you get on loans, but everything from insurance premiums to apartment rentals to jobs, identity theft can be financially devastating.

Credit Card Skimming

This video demonstrates the credit card skimming equipment crooks (a.k.a. Carders) use to steal your credit card number, how they use your credit card, ATM and debit card numbers and what to look out for.

Credit Card Fraud

Identity Theft

This information is from the website:Internet Safety Advisor

The American Federal Trade Commission believes that 9 million Americans have their identities stolen every year!

What is Identity Theft?

Identity theft and identity fraud refers to all types of crime in which someone wrongfully obtains and uses another person's personal data(social security information, credit card, etc) without permission,  in some way that involves fraud or deception, typically for financial gain.

How do they do it?

  • Dumpster Diving-Yes, by going through tyour rash looking for bills or other personalized paper with your personal info.
  • Skimming-Stealing your credit/debit card numbers by using a special storage device when processing your card.
  • Phishing-Be pretending to be financial institutions or companies(such as Ebay or PayPal) by sending emails that look "legit" or pop-up messages to get you to reveal your personal information.
  • Changing Your Address-Diverting your billing statements to another location by completing a change of address form.
  • And the ever popular, stealing- Stealing your purse or waller, mail, including bank and credit card statements; pre-approved credit offers; and new checks or tax information. They steal personnel records for their employers or bribe employees who have access

Now what?

So, what do thieves do with your identity they stole??

Credit card fraud:

Open new credit card accounts in your name. When they use the cards and don't pay the bills, the delinquent accounts appear on your credit report.

Change the billing address on your credit card so you no longer get the bills, and then run up charges on your account. Since your bills are being sent to a wrong different address, it may be some time before you realize there's a problem. Genious!

Phone or utilities fraud:

  • Opening a phone account, or run up charges on your existing account.
  • Obtain utility services like electricity, TV, etc.

Finance fraud:

  • Create counterfeit checks using your name and/or account number.
  • Open a bank account in your name and write bad checks.
  • Clone your ATM or debit card then make electronic transfers in your name, wiping out your accounts.
  • Take out a loan in your name.

Government documents fraud:

  • Stealing driver's license or other card issued in your name but change your picture to theirs.
  • Use your name to get governmental benefits.
  • File a fraudulent tax return using your information.

Other types:

  • Get a job using your Social Security number.
  • Rent a house or get medical care using your name.
  • I cant believe this one happens--they may end up giving personal information to police during an arrest. When they don't show up for their court date, a warrant for arrest is issued in your name.